Nonzero
In 2020 I lost $17,000 in the stock market. Then I learned to invest properly and rebuilt. This year I had $20,000 set aside to buy a car in cash, and I decided a year of decisions would be worth more than the car.
So in 2027 I’m using poker to learn expected value, probability, and how to decide under pressure. I’m a bartender, not a pro, and I’m starting with almost no experience. The downside is capped at $20,000. The upside is whatever I become by the end of it.
Winning means getting measurably better at making decisions, on and off the table. The money is tracked honestly, but it isn’t the scorecard. The full reasoning is in The Nonzero Year.
The rules
- Leave at three buy-ins down in any cash session.
- No alcohol at the table.
- No sessions after a late bar shift or on under six hours of sleep.
- Sessions are six hours, max.
- Never add money beyond the monthly budget. Never borrow from next month.
- Winnings are swept out when I leave the table and never go back into the bankroll.
- Every session gets logged within 24 hours, including the ones that hurt.
- Grade the decision, not the result.
- No real-money online poker.
- Tilted means done.
The money works out to $1,666.67 a month. Unused money rolls forward. A bad month can’t borrow from the next one. When a month’s money is gone, I stop until the first.
The ledger
- Net result
- $0
- Budget used
- $0
- Left of $20,000
- $20,000
- Sessions
- 0
The ledger opens January 1, 2027. Budget used counts losses only, because winnings are swept out and never recycled.
Follow along
Day-to-day sessions, reviews, and the money go on social as Mr. Nonzero.
- Instagram @mr.nonzero
- TikTok @mrnonzero
- YouTube @mr.nonzero
- X @mr_nonzero
Risk On
Risk on is a market term: you’re in, and you’re betting on yourself. The skill isn’t always being in. It’s knowing when the odds are on your side and sizing the bet so you can play again tomorrow. Made to order and shipped by Printful.
Coming next
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All In, No Stop Loss Tee
The flagship. ALL IN across the chest, NO STOP LOSS in red underneath. The πφ mark and RISK ON wordmark on the back. Black.
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Risk On Hoodie
Heavyweight black hoodie. Small embroidered RISK ON on the chest, πφ mark at the back of the neck.
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Grade the Decision Tee
Rule 8 of the poker year. Forest green, small πφ on the chest, and on the back in serif: Grade the decision, not the result. NONZERO 2027 underneath.
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We Will Judge You Tee
For the gym. Washed black, boxy fit, small πφ on the front, WE WILL JUDGE YOU. across the back.
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Final Ledger Tee
Limited. The real result of the poker year printed on the back: Nonzero, 2027. 12 months. $20,000 cap. Result. Sold for 30 days, then retired.
Shipping, returns, terms, and privacy.
Get the monthly ledger by email.
The monthly ledger, my best and worst decision, and one lesson that carried over to life. New essays go to the same list.